The Monese Open Banking API is based on the Open Banking Standard which allows regulated Third Party Providers (TPPs) to access Account Information Services (AIS), Payment Initiation Services (PIS) and funds confirmation requests for member accounts. Access to these services on behalf of members is controlled by strong customer authentication within Monese apps as part of OpenID Connect authorisation flows.
We currently support app->app and mobile-web->app authentication flows.
Monese is an FCA registered Account Servicing Payment Service Provider (ASPSP) who provides access to these services via the Open Banking standard.
You can find out more about Open Banking here: What is Open Banking
Please see the following specifications we have aligned with:
We recommend that you start off by accessing our Sandbox.
Our Sandbox fully reflects our production environment and provides an easy route to testing out your proposition.
To access the production environment, you must be a TPP authorised by the FCA or passported into the UK. Instructions for accessing our Production APIs are here.
See our Getting Started page for instructions on accessing our sandbox and production APIs
If you require test accounts please contact mailto:openbanking-dev@monese.com