CBPII API Overview

The Confirmation of Funds API Profile describes the flows and common functionality for the Confirmation of Funds API, which allows a Card Based Payment Instrument Issuer ('CBPII') to:

  • Register an intent to confirm funds by creating a "funds confirmation consent" resource with an ASPSP, for agreement between the PSU and ASPSP. This consent is a long lived consent, and contains the length of time (expiration date) the customer (PSU) would like to provide to the CBPII; and
  • Subsequently make a request to confirm funds are available.
    • Funds can only be confirmed against the currency of the account.

This profile should be read in conjunction with a compatible Read/Write Data API Profile which provides a description of the elements that are common across all the Read/Write Data APIs, and compatible individual resources.

Base URL

The base URL for all CBPII APIs is: https://rs1.ob.monese.com/open-banking/v3.1/cbpii/**

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